Overview of the Cash App Referral Text Lawsuit
The Cash App referral text lawsuit concerned claims that some users received unsolicited or misleading referral text messages. The parties reached a settlement that provides monetary compensation to eligible people who received qualifying messages.
This article explains who may be eligible, how the $147 compensation works, and the practical steps to file or check a claim.
Who Is Eligible for the $147 Compensation?
Eligibility is typically limited to people who received certain referral texts from or on behalf of Cash App during specific dates. Notices and official settlement materials list the exact time frame and message types that qualify.
Common eligibility criteria include:
- Receipt of one or more referral or promotional text messages tied to Cash App
- Phone number was used in the targeted message period stated in the settlement
- Not previously excluded by prior court orders or related settlements
How Much Will Eligible People Receive?
The settlement provides up to $147 per eligible claimant. The final amount each person receives may vary based on claim approvals, the number of valid claims submitted, and settlement administration costs.
Keep in mind that the $147 is a maximum payment; pro rata adjustments could reduce the per-person award if the claims pool is large.
How to File a Claim for the Cash App Referral Text Settlement
Follow these steps to file a claim. Gather any relevant information before you start to make the process faster.
- Find the official settlement website listed in the notice you received by mail, email, or seen in public filings.
- Click the “File a Claim” link on that site and complete the online form.
- Provide proof of receipt if requested, such as screenshots, message timestamps, or phone records.
- Include your contact information and verify your phone number so the administrator can contact you about payment.
- Keep copies of submission confirmation and any claim ID you receive.
Documents and Information You May Need
Most claim forms require basic info plus optional proof. Typical items include:
- Your full name and current mailing address
- Phone number that received the referral text
- Date(s) and time(s) the text message(s) arrived
- Screenshot or forward of the message, if available
Important Deadlines and Timelines
Settlement notifications will include a claims deadline and dates for objections or opt-outs. Meet all deadlines to preserve your right to payment.
After claims close, an administrator reviews submissions. This review can take weeks to months, followed by distribution of funds if the court approves the final plan.
Many consumer text-message settlements use a fixed per-claim payment but may reduce that amount pro rata depending on how many valid claims are filed.
How Payments Are Made
Payments are commonly distributed by check, direct deposit, or prepaid debit card issued by the settlement administrator. The chosen method will be explained on the official claim form.
Watch for emails or mailed notices from the settlement administrator that include a claim ID and payment instructions.
What If My Claim Is Denied?
If a claim is denied you will usually receive a written explanation and, in many cases, a short window to supply additional documentation. Follow the administrator’s appeal or review instructions carefully.
Practical Tips to Protect Yourself
- Keep copies of any relevant text messages and timestamps.
- Use the official settlement website URL from a trusted source rather than links in unsolicited emails.
- Do not pay anyone to file a claim on your behalf; legitimate administrators do not charge claimants fees.
- Beware of scams: the administrator will not ask for bank passwords or request upfront fees.
Small Real-World Example
Example: Alex received an unsolicited referral text in August. He located the official settlement website, uploaded a screenshot, and submitted a claim listing his phone number and the message date. Two months after claims closed, Alex received a notification his claim was approved and a mailed check for the approved amount.
This example shows why retaining the original message and following official instructions helps the claim process run smoothly.
Frequently Asked Questions
Q: Do I need a lawyer to submit a claim?
A: No. Most claimants can file on their own using the online form. Hiring a lawyer is optional and not typically necessary for straightforward claims.
Q: What if I moved since I received the message?
A: Provide your current address when filing. If you received a mailed notice at an old address, use the online claim form or contact the administrator to update your contact info.
Where to Get Official Help
Use the official settlement website and the contact information listed in the notice to reach the settlement administrator. They can answer questions about deadlines, forms, and the status of a claim.
Reserve contacting Cash App customer support for account-specific questions unrelated to the settlement; administrators handle settlement payments and claims.
Final Steps
Check your eligibility carefully, file by the deadline, and save confirmation information. Keep an eye on notices from the settlement administrator for status updates.
Staying organized and acting promptly gives you the best chance to receive the $147 compensation if you qualify.




