What happened in the Cash App referral text lawsuit
A class-action lawsuit challenged Cash App’s referral text messages sent to users and nonusers. Plaintiffs argued those texts violated telemarketing and consumer privacy laws. The case has now been resolved with a settlement that provides payments to eligible claimants.
Who qualifies for the $147 compensation
Eligibility is generally limited to people who received one or more referral text messages from Cash App during the defined class period. The settlement sets a baseline payment of $147 for each qualifying class member, subject to pro rata adjustments if claim volume exceeds the settlement fund.
Key qualifying points include:
- Received a referral or promotional text from Cash App within the specified dates.
- Did not previously opt out of messages for the phone number in question.
- Are within the geographic and time limits described in the notice.
How to confirm you are in the class
Check the settlement notice you may have received by mail or email. The notice includes the class period and a link to the settlement website. If you are unsure, use the settlement website’s claim portal or the case number to verify your inclusion.
How to file a claim for the Cash App referral text lawsuit
Filing a claim is usually straightforward. The settlement administrator runs an online portal where you submit basic information and a claim form. Paper claims may be accepted if you prefer mailing a form.
Typical steps to file a claim:
- Visit the official settlement website listed in the notice.
- Click the claim form link and enter your full name, phone number, and mailing address.
- Provide dates or copies of the text messages if requested (screenshots are often accepted).
- Submit the form and save your confirmation number.
Evidence to include with your claim
To speed verification, include documentation showing the referral text. Common acceptable evidence includes:
- A screenshot of the text showing the sender and date.
- Phone bill entries identifying the text delivery date and number.
- An email or notification from Cash App referencing the referral invite.
Settlement administrators often reduce individual payments if the total number of approved claims exceeds the available settlement fund. That means the stated $147 could be adjusted proportionally.
Deadlines and important dates
Settlement notices list several dates you must watch: the claim filing deadline, the objection deadline, and the final approval hearing. Missing the claim deadline usually disqualifies you from receiving payment.
Action checklist:
- Find and note the claim filing deadline on the notice.
- Submit your claim well before the deadline to allow for verification delays.
- If you object to the settlement, follow the formal objection process in the notice.
Payment timeline and methods
After claims are approved, the settlement administrator issues payments. The timeline depends on court approval and the time required to validate each claim. Payments can take weeks to months after the final approval date.
Common payment methods include:
- Paper checks mailed to your address.
- Direct deposit if you provide bank details (less common for class actions).
- Prepaid debit cards sent through the mail.
What to do if your claim is denied
If a claim is denied, the notice will provide reasons and an appeal process. You can typically resubmit additional evidence or file a written request for reconsideration within the stated appeal window.
Small real-world example
Case study: Jane, a casual Cash App user, received a referral text last year. She saved a screenshot of the message and later discovered the settlement notice in her email. Jane filed an online claim with the screenshot and her phone number. After a 10-week review, her claim was approved and she received a check for the adjusted amount of $140 due to pro rata reduction.
This shows the practical steps that help claims succeed: save evidence, file early, and follow the administrator’s instructions.
Common questions and quick answers
Q: Do I need a lawyer to file a claim? A: No. Most claim forms are designed for consumers to complete without legal help. Lawyers represent the class in court but do not handle individual claims.
Q: Will filing a claim affect my credit? A: No. Filing a settlement claim for an unsolicited referral text does not affect your credit score.
Q: Can I file for multiple phone numbers? A: If you received qualifying texts on multiple numbers and each number is eligible, you may be able to file separate claims per number. Follow the rules in the notice.
Practical tips before you submit
- Save screenshots of any referral text and the sender ID.
- Double-check the claim deadline and file early.
- Keep a copy of your claim confirmation and any correspondence from the administrator.
- Review the notice for any exclusions or special conditions tied to your state.
Following these steps will make the claim process smoother and increase the chance of receiving the advertised compensation. If you still have questions, use the settlement website or the contact information in your notice to reach the administrator directly.
